VET Student Loans
A VET Student Loan (VSL) is a loan from the Australian Government that helps eligible students pay their tuition fees. Your loan is repaid through the Australian tax system when you reach the minimum income threshold for repayment. The minimum income threshold for repayment is set by the Australian Government each year and is published on Study Assist. Repayments continue until you have repaid your entire debt. It is important to note that your loan will remain a personal debt until it is repaid, and it may reduce your take-home (after-tax) wage and your borrowing capacity. You may wish to seek independent financial advice before applying. For more information on the VET Student Loans program, visit the Department of Employment and Workplace Relations VET Student Loans website.
The amount you can borrow for your tuition fees is determined by the Australian Government, this information is updated annually and can be found on their VET Student Loans Courses and Loan Caps – Department of Employment and Workplace Relations, Australian Government (dewr.gov.au). Your individual loan amount also depends on your current HELP loan balance, which can be checked on the My Help Balance website. A VET Student Loan is only for tuition fees and does not cover additional costs such as textbooks, materials, boarding and lodging cost related to clinical workshop attendance, uniform cost (student T-shirt), clinical placement related charges and purchase of equipment e.g., stethoscope, protective clothing etc.
VET Student Loan Information
Heed Education Pty Ltd (RTO 45064) trading as Heed Education and Heed Health Education is an approved VSL Provider for the Diploma of Emergency Health Care – HLT51020.
VET Student Loan Policies and Procedures
You can find further information regarding VET Student Loan Policies on our Student Policies page on the Website, or in our Student Handbook.
The HHE Students Handbook also includes information on Heed Health Education’s processes and procedures relating to:
Enrolment procedures for students undertaking VET Student Loans
- Enrolment eligibility and academic suitability requirements
- Fees and charges including fees associated with withdrawal, cancellation and re-credit of Fee-Help balance for VET Student Loan, additional fees and charges
- Census dates and important notices, eCAFs
- Student support and course progression
- Rights and responsibilities.
Upon enrolment, Heed Health Education will provide you with a Schedule Agreement outlining the important dates and fees relevant to your VET Student Loan, as well as your obligations to Heed Health Education in relation to VET Student Loans.
The Schedule Agreement will include information and dates regarding the:
- Electronic Commonwealth Assistance Form (eCAF)
- Statement of Covered Fees
- VET Student Loans Fees Notice
- Census Dates
- Commonwealth Assistance Notice (CAN)
- Progression Forms – every February, June and October
Census Dates
A census date is the deadline for each study period (term) and is the date your VET Student Loan debt becomes applicable. If you withdraw from your course or study period on or before the relevant census date, you will not incur a VSL debt for that period. Withdrawals after the census date may result in a VSL debt.
Students are responsible for knowing the census dates that apply to their intake and study load. Please review the Census Dates 2025–2028 document carefully and contact Student Support if you have any questions.
For further information about the course intake dates please check the course webpage under the heading “Intake Dates” on the Diploma of Emergency Health Care page.
For further information download the Australian Government’s ‘Student Obligation’ resource.
Schedule of Tuition Fees for Diploma of Emergency Health Care can be located here, under the VET Student Loans section.