Student Policies

What is a VET Student Loan?​

A VET Student Loan (VSL) is a loan from the Australian Government that helps eligible students pay their tuition fees. Your loan is repaid through the Australian tax system when you reach the minimum income threshold for repayment. The minimum income threshold for repayment is set by the Australian Government each year and is published on Study Assist. Repayments continue until you have repaid your entire debt. It is important to note that your loan will remain a personal debt until it is repaid, and it may reduce your take-home (after-tax) wage and your borrowing capacity. You may wish to seek independent financial advice before applying. For more information on the VET Student Loans program, visit the Department of Employment and Workplace Relations VET Student Loans website.​

The amount you can borrow for your tuition fees is determined by the Australian Government, this information is updated annually and can be found on their  VET Student Loans Courses and Loan Caps – Department of Employment and Workplace Relations, Australian Government ( Your individual loan amount also depends on your current HELP loan balance, which can be checked on the My Help Balance website. A VET Student Loan is only for tuition fees and does not cover additional costs such as textbooks, materials, boarding and lodging cost related to clinical workshop attendance, uniform cost (student T-shirt), clinical placement related charges and purchase of equipment e.g., stethoscope, protective clothing etc.

Information on VET student loan includes the following information:

Heed Education Pty Ltd (RTO 45064) trading as Heed Education and Heed Health Education is an approved VSL Provider for the Diploma of Emergency Health Care – HLT51020.

Heed Education Pty Ltd (RTO 45064) trading as Heed Education and Heed Health Education is an approved VSL Provider for the Diploma of Emergency Health Care – HLT51020.

VET Student Loan Policies and Procedures​

You can find VET Student Loan Policies and Procedures in the Student Handbook, which includes information on the Heed Health Education’s processes and procedures relating to:

Enrolment procedure for students undertaking VET Student Loan

  • Academic suitability requirements
  • Fees and charges including fees associated with withdrawal, cancellation and re-credit of Fee-Help balance for VET Student Loan, additional fees and charges
  • Census dates and important notices, eCAFs
  • Student support and course progression
  • Rights and responsibilities.

Upon enrolment, Heed Health Education will provide you with a Schedule Agreement outlining the important dates and fees relevant to your VET Student Loan, as well as your obligations to Heed Health Education in relation to VET Student Loans.

The Schedule Agreement will include information and dates regarding the:

  • Electronic Commonwealth Assistance Form (eCAF)
  • Statement of Covered Fees
  • VET Student Loans Fees Notice
  • Census Dates
  • Commonwealth Assistance Notice (CAN)
  • Progression Forms – every February, June and October

For further information about the course intake dates please check the course webpage under the heading “Intake Dates” here. 

For further information download the Australian Government’s ‘Student Obligation’ resource.

Schedule of Tuition Fees for Diploma of Emergency Health Care can be located here.

Heed Health Education

Heed Education Pty Ltd trading as Heed Health Education is a Registered Training Organisation (RTO) with provider number #45064 and offers nationally recognised training programs registered by the Australian Skills Quality Authority (ASQA).

To enquire about our training services contact us on
0422 964 333
or write us an email on